Abstract
TO STUDY THE IMPLEMENTATION OF AYUSHMAN BHARAT AND CHALLENGES IN A DISTRICT OF HILLY STATE IN NORTH INDIA

Dr. Satish Kanwar* and Navpreet

ABSTRACT

Ayushman Bharat- Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) aims to provide a health insurance cover of Rs 0.5 million to 500 million Indians at free of cost. PM-JAY envisions to help mitigate catastrophic expenditure on medical treatment which pushes nearly 60 million Indians into poverty each year. It essentially has two components: Pradhan Mantri Jan Arogya Yojana (PMJAY) and Health and Wellness Centres (HWCs). It was implemented in Himachal Pradesh on 23.09.2019. Total 26539 families were selected and 100% families has been saturated (at least one member of family to make their card) in district Bilaspur to ensure that poor and low-income groups who cannot afford costly treatment, are able to get free treatment in Government as well as private hospitals for serious ailments. Despite challenges, Ayushman Bharat has come up as a strong programme in improving and meeting the Indian population’s healthcare needs.

Keywords: Health insurance, AB-PMJAY Ayushman Bharat- Pradhan Mantri Jan Arogya Yojana, SECC- Socio-Economic Caste Census.


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